Womens Weight Loss – More Challenging Than You Think

Did you know that female fat loss is very different than a mans? It’s true and the facts have been laid out in many medical journals around the globe, in fact, most of them can be read openly online for your convenience.

Since the female animal bears children, their bodies need to be able to adapt to the extra weight and literally care for 2 people with one body.

After a woman gives birth, the baby fat is left over and is very difficult to get rid of as the body fights against itself to keep it on for survival needs.

  • Here is a story from ABC news about Beyonce’s weight loss after she gave birth to her 1st child.

Perhaps this will make a bit more sense, and perhaps maybe not! The fact is that the female needs to work harder to lose those extra pounds – men just lift weights and it falls off like melting snow.

The High Cost Of Smoking These Days

tobacco costSmoking is literally burning a hole in my wallet… the price per pack and taxes are getting to be downright ridicules.

So, I switch to a cheap e cig and guess what? It’s not bad, pretty good actually. Was surprised that it curbed my cravings and satisfied my need to smoke.

If you smoke and are tired of paying $10 per pack, then go get an electronic cigarette, it’s so worth it to try. I actually like it better.

Since I smoked Marlboro Reds, I found an ecig that is similar to it (Green Smoke red tobacco) and taste just like it it’s crazy! The trick they use to getting that hard throat hit is that they use capsaicin in their e liquid to give a spicy taste thus mimicking the burn.  Pretty clever!

Halo Cigs Has The Best E Cigarette

Been searching for a good ecig brand and think I’ve found them, check out HaloCigs as they have a bunch of products that are trending and great reviews as well.  Their website is just awesome looking, you can tell they spent a lot of time to make a good impression just by visiting it.

HaloCigsThey offer the standard e cigarette and the tank type that uses fill-able e liquid as those are the step up for more serious vapers I suppose.  Went for the blue colored Halo Cigs G6 that came with 5 Turkish Tobacco flavor cartridges. A few days later it was on my counter, wow that blue really pops – it has some kind of rubbery coating on the battery (chose the manual). So put it together and took a hit, really nice! It lives up to the hype.

The reason I chose electronic cigarettes is becasue I’m just tired of the effects of smoking, the smell and cost is getting old. Still enjoy smoking, but now it will be vaping instead as these e cigs really hit the spot and can’t wait to try their other flavors.

They have a bigger Triton Tank that looks wicked! More power and flavor options, they have a midnight apple e juice that looks delicious. That is in the future for me, plus a few more like Shamrock (a dark chocolate and menthol blend) e-liquid and a host of others.

Sure, I’ve tried a few brands and they were OK, but the Halo e cig just buries them wit their quality and great taste, plus the vapor production is pretty thick -  a bonus. The was my first encounter with a manual style battery, perhaps that it why there seems to be more flavor and vapor? After reading other reviews I think that is the case indeed.

Well made, great taste, and just awesome.  Surprised I don’t hear more about them. Perhaps more people will see this and discover what they have been missing out on.

Seeing The Future Before You Make a Move!


Ever wanted to gain insights while still having a conscience? A lot of people, even the police use psychics to help solve cold cases and find kidnapped children. It doesn’t always work out, but sometimes it does.

Wouldn’t having that clairvoyance help you gain insights into whatever you’re dealing with? Of course the industry is played out to the hilt with scammers and idiots just wanting to gain access to your pocket book and not wanting to be helpful at all.

Not always the case, there are a lot of psychics who have a hard time fitting into society because of the gift, so they make a living performing a tarot reading online and helping and making money a the same time. Some of these psychic readers are more gifted in astrology as opposed to reading the tarot cards so it depends on them.

There is nothing wrong with exploring the possibilities into finding that next big stock option or even finding love.  What most stock traders do not opening admit is that they use psychics to help them predict which way the market is going, along with their own expertise can really clean up when a stock hits the market.  The Twitter IPO on the NYSE is just one example, I read an article with one trader who did this but am having trouble finding it now.

It’s up to you, but beware of the phony bologna commercials you see on late night TV.  Find a reputable website, a local psychic, and read reviews online …give it a try.  Nothing to lose but a few bucks and you time if it don’t work out.

Why the Lowest Refinance Rates are Important

Finding the best refi rates online is pretty easy as lots of websites offer up the current data of mortgage rates. However, not many give you insights on how to get the lowest refinance rates without getting stuck in a contract you do not want.

pondering mortgage refinancingFirst you must decide if you want a lower payment each month or if you want to pay the least amount of interest at the end of the loan.

There is a sacrifice of one for the other.

To lower your payment you should go for a 30 yr fixed mortgage and the bottom interest rate you can qualify for.  This will lower your payment substantially and give you a bit of breathing room each month by freeing up much needed cash flow.

To lower the overall interest, (which can be more than the actual loan) it would be advisable to opt for a 15 year mortgage.  The payments each month will be higher but you’ll cut the interest in half.

Just remember, the longer the loan is, the more in interest you are going to pay.  The optimal scenario would be a 15 yr loan with the lowest possible interest rate.  Lowering your payments will help you avoid the ongoing payday loans online to help you make it each month. You may compare interest rates  and see which companies are offer the best rates.  Just fill in your zip code and credit score and the results are shown instantly.

You do want to save money, right?  ;)

Is Real Estate Booming Again Towards A Bursting Bubble?

The year of 2008 was probably the worst it has ever been for real estate investing and mortgage loans. Flash forward to today… does it seem to be happening again? Not likely, but for the sake of thoroughness let’s dig a little deeper into what’s really going on. Because everything on the surface is not always what it appears to be. Just because the “news” has a segment on it, does not always mean it’s true.

Earlier this year, refinance mortgage rates hit an all time low hovering around 2.2% for qualified applicants. Cut to the summer – rates are around 4.5%, which means it increased two-fold. Still, anything under 5% is pretty good. There is a lot to take into consideration when evaluating what percent you can qualify for.


Why is this happening? Surely the good word from what the national media outlets are telling us is that we are all broke with bad credit, so how can things be “booming”? First thing, those media outlets like to spin a tale to get ratings, thus charging more for their advertising – so they will stretch the truth to make that happen. It’s just good business.

Given that the Obama administration put new laws into effect, the likelihood of another bubble is a fantasy. It all comes down to supply vs demand, many people out there are making good money, buying homes, and investing.

That drives up the price and increases new mortgage loans being granted, thus reducing the need for refinancing. On the flip side of that, many lenders have become more stringent with their qualifications requiring above average credit scores to qualify for the lowest refinance rates being offered.

Many folks can still qualify for refinancing, just do a little shopping around and get your quotes.  Head on over to this website; primomortgageloans.com and check out the lowest mortgage rates right now.